Auto Insurnace, Mobile Home Insurance, Life Insurance
Insurance for Cars
Auto insurance covers car owners against accidents or theft of their cars. Depending on their choices, customers get different levels of cover from auto insurance companies. Things covered by auto insurance range from damage to the car and passengers in an accident to theft of the car. As a legal requirement, it is mandatory for car owners to have a basic insurance policy in most states. According to your choice of what you would like the insurance to cover, there are several auto insurance policies to choose from. Auto insurance policies available for car owners to choose from include third party or liability auto insurance and comprehensive or full auto insurance. To Get an estimate , click here to get started.
The minimum level of insurance that car owners can get from auto insurance companies is the third party or liability auto insurance cover. Third party is the most basic auto insurance cover. When a third party insurance policy holder is involved in a car accident and it is proven that it was their fault, their auto insurance company will pay for damages to the other party in the accident. Third party insurance cover is usually set and agreed on beforehand. The maximum amount that can be paid by the auto insurance company in case of an accident is set when signing up for the cover. The policyholder should confirm what the insurance covers and what the limits per accident will be. Some insurance companies charge you very low premiums but the cover they provide is small and at times unrealistic. As the minimum level of auto insurance, the third party insurance is mandatory in most states which require a minimum insurance cover. You can Get a quote here.
Comprehensive auto insurance is another cover provided by auto insurance companies. This policy covers your car comprehensively as the name suggests. The cost of repairing your car is paid for by the insurance company if you are involved in an accident and your car gets damaged. The insurance company usually decides on the amount that will be paid out in case of an accident. Although the limits for amounts to be paid out in an accident are higher for comprehensive insurance, there are maximums just like in third party insurance. Comprehensive insurance is usually optional in most states and it is up to the consumer to choose if they need it.
Medical and personal injury protection insurance is another type of auto insurance. The medical expenses of the passengers and the driver of the car are paid for by the insurance if you have this cover. In some countries or states, having this cover is a minimum requirement.
Regardless of your insurance cover, make sure it meets the legal requirement. For a recreation vehicle you will need an insurance different from auto insurance.